The simple way
to pay workers
in the field.
Pay casual staff, drivers, and farmers directly from your dashboard. Workers cash out at any local shop with an SMS code—no bank app or smartphone needed.
One dashboard.
Every way to pay
field workers.
Swipe sideways to explore all 5 field payment features.
One dashboard.
Every way to pay
field workers.
Company Wallet & Balance
Fund your business wallet once. Pay thousands of workers anytime—with zero bank network issues or transfer delays.
SMS Cash-Out Code
Workers receive an SMS code and collect physical cash at any local agent. No smartphone or bank account needed.
Collect via *671#
Dealers, distributors, and buyers pay you directly from any phone using USSD. No internet or apps required.
Payment Channels
Every way your business pays workers, collects money from buyers, and settles to your bank account.
Security & Team Controls
Require two-person approval for large payments, manage team permissions, and track every cash pickup in real time.
Built for the real corridors
of Nigerian trade.
From factory gates to rural farm collection points, Polkaa helps Nigerian businesses pay workers and collect money without handling bags of cash.
FMCG & Route Distribution
Collect delivery payments at shop doors without cash bags or POS downtime.
Van sales drivers visit 60–120 retail shops daily. Retailers pay in physical cash, meaning delivery trucks carry millions on dangerous roads with severe robbery risks and delayed bank alerts.
Retailers dial *671# at shop counters or pay through any local agent. The driver receives an instant SMS delivery confirmation before offloading goods. Zero cash on the truck.
Start moving field payments today with Polkaa.
Join Nigerian businesses moving away from cash headaches.
Frequently Asked Questions
Have a different question?
Have questions about how Polkaa works for your business? Chat with our team.